I m Too Young I m Too Old I m Almost Old Enough Should I Have A Retirement Plan
Below is a MRR and PLR article in category Finance -> subcategory Personal Finance.
Title:I'm Too Young, I'm Too Old, I'm Almost Old Enough, Should I Have A Retirement Plan?
Word Count:
332
Summary:
Provides tips and information on how you can go about planning for your retirement at almost any age.
Keywords:
retirement,retirement planning,planning retirement,retire,retiring,financial planning,finance
Article Body:
Yes retirement planning is important for all of us. This is not an easy subject for any of us to talk about, but, we must discuss it sooner rather later!
We want to be able to enjoy our golden years comfortably without having to worry about our finances. Planning your retirement is a crucial key to making this happen.
So, what do I need to do to plan for my retirement? You can start by asking and answering some or all of these questions: How long will it be before I retire? Do I have money already saved for retirement and if so, will it be enough for me to retire on? How much money should I put away for my retirement? How should I invest my money in order to achieve the amount of money I want to retire on? How much money will I need to live on to maintain my present and future lifestyle?
All of these retirement planning questions are important for you to think about in order to have solid retirement planning. Once you have answers to these questions, then proceed to start your retirement savings now!
What are some of the areas I can invest my money in for retirement? Stocks, bonds, certificate of deposits, mutual funds, 401K, IRA, Roth IRA, annuities and many other miscellaneous investment vehicles.
Where can I expect to withdraw money for my retirement? Social Security, savings, pension plans, and your investments from 401K plans, certificate of deposits and other investments.
How much money will I need for retirement? It is estimated that you will need approximately 60-80% of your current income at the time of your retirement. This will allow you to live the lifestyle you are accustomed to having by the time you retire.
When should I start saving for retirement? Now! It's never too early or late to start saving for your retirement. The sooner you start the more money you will have for your golden years to live on.
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